Who taught you how to start saving and investing?

“My Parents Talked More about Sex Than They Talked about Money, and My Parents Never Talked about sex.”

While at a friend’s house, one of their daughters, a recent graduate from a Big-10 school in the Midwest said, “I got this 401 J-K thing and I don’t know what to do. I never learned about this in school.”

That sparked the idea for a Movement to help educate young people on investing for their future.

 Most all of today’s financial advisors are focused on helping older people with their rollovers from their retirement plan and very little attention is directed to the people just starting out in their careers.

The simple fact is, “Time is your best friend for investing.” The sooner a young person starts and learns the habit of saving, the better off they will be.

So think of his talk as the answer to the statement, “If I only knew then what I know now” delivered by your “Favorite Uncle.”

Uncle Ron

Pay yourself first!

Understand the fundamentals and have a future of financial success.

Truth is, most people don’t have a strategy or plan, but no real methodology, or thought behind it.

Others say, “Well, I will start when I am making serious money, I can barely get by on what I receive in my check after taxes now.”

What I mean by that is, you have to start saving right off the top of your check or before you get money deposited into your account.

Most people say, “well I have all of these bills and when I get done paying those, then I will put some of that is left away for saving.” WRONG!

The Dollars you invest today are the ones that compound the most later in your life.


Mr. Penksa Entrepreneur, Financial Advisor, and World Record Holder, selected from over eight hundred and fifty applicants to join Dean Witter Reynolds, an American stock brokerage and securities firm catering to retail clients in 1984. His progress with Dean Witter has taken him from Cleveland, OH to Southern California, building a successful career and client base with Direct Response Marketing and “cold calling” for clients. In fact, Mr. Penksa broke what was then the world record for cold calling with 1082 dials in 12 hours.

From 1995 to 1998, Mr. Penksa launched the most successful “Investment Center” for XCU Capital in Arlington Heights, IL.

Mr. Penksa brings his passion daily and newfound appreciation for Direct Response Marketing to profession practices clients. He works with them to help grow their practice, prepare their practice for sales, and how to create and implement profitable additional revenue streams to their practices.

Pay Yourself FIRST

For any Inquiries please email

Customer reviews

"I honestly don't know what I would of done without Ron's presentation. If I wouldn't of heard it from him, I wouldn't of heard it at all."
Jesus A. Lara
"You always think you can save money at anytime. After listening to Ron, I realize I should have been saving much sooner..
Mila Kunis
"Whether you are just graduating school, or currently in the workforce, Ron's advice applies to people of all ages."
Mike Sendler